Private Lending Program For Real Estate Investors – Pros and Cons of Group Presentations

Part of this program is we’re going to be doing a whole teleseminar course on defining your private lending program, meaning all of the various factors that are involved, not just interest rates. Obviously, that’s part of it. You want to know the terms that you’re going to use. Are you going to short-term, long-term? Are you going to offer different pieces of collateral, just real estate, or personal pledges, or all the various other pieces that might be involved?

Loan to Value Ratios

We’re going to talk about loan to value ratios. What loan to value ratios are you going to lend up to 7% to 80%. Believe me, there are 10 or 15 different elements that you need to think through and work through to develop your unique private lending program. It might be similar to mine. That’s up to you, but it will be a program that is yours, and you need to think it through. As part of that call I will probably give you a number of pieces of homework that you would do.

You would address all these various issues so at the end of those calls, you would have a very well-defined private lending program that you could then talk to other people about and tell them, “I’m going to offer this interest, this term, this collateral,” and just go down the list of various pieces that you’re going to offer private lenders.

Group or Individual Presentations

Are you going to do group presentations or individual presentations? You need to figure out what your strength is. If you’re comfortable talking in front of groups, that’s wonderful. That’s a very powerful way to get started. If you can talk to elderly groups, professional groups, accountants, any of these types of things, small groups of 5 people, 10 people, you can get up to 20 or 30 people. Just try to get in front of as many people as possible.

Obviously though, most people are not going to be interested in your program but a few will and those are the few, once you’ve identified them, you need to kind of nurture those people along and develop those relationships.

Figure Out What Works for You

Group speaking is something some people are comfortable with. Others are not. That’s fine. You need to figure out what works for you. If you want to do one-on-one or smaller networking types of relationship meetings, that’s fine. Again, as I said I have migrated from group meetings to one-on-one meetings. I’ve just found it better. I find my closing ratio is much higher when I can do a one-on-one type of thing. Again, whatever works for you.

Choose the Perfect Romantic Present That Your Special Someone Will Love

We’ve all had those times when we give our lover a romantic gift that we think that they will adore only to have to it fall flat. When this happens neither the giver nor the recipient is happy. Sometimes both become filled with resentment with the giver feeling unappreciated and the recipient feeling like the giver did not care enough to choose something really special. A unique romantic gift can signify that the giver fully understands and embraces the recipient’s passions.

The best way to choose a gift is to understand the person for whom we are buying. If your lover likes spa treatments but would never buy one for them self, that would be the perfect gift. If your lover is a greenie who tries to recycle and minimize waste but still likes luxurious things then an organic gift basket or even jewelry made of conflict free gems and ecofriendly metals may strike a chord. If your lover is a sports fanatic who goes to all the season games then a special present that encompasses either team or sports would work.

An alternative is to build the gift around a special day in your relationship like the day you met, the day you got married or some other special day. For example, the day she cried on your shoulder when her cat died would be an opportunity to give a unique romantic gift that she will treasure always. Get her a Cat charm bracelet or pendant with the name of her lost pet engraved would have her tearing up as she thinks how you really get her. If you met him when he rode to your rescue like a knight in shining armor, or if you just call him your hero, you can get him superhero cufflinks and lapel pins that will put an extra bounce in his steps as he goes to work with your secret unique romantic gift on his cuffs.

How about giving something that she always wanted or something that he never would have thought of getting himself. If she’s an avid romance or fiction reader, a kindle or book of love sonnets would work. If he loves the latest gadgets and seems to have it all, how about a charger pad that gives him a place to store them and charge them all at the same time?

There are so many occasions to find the perfect gift that if you just think of your special someone’s personality, a special day, anniversary, how you met, etc you will be sure to find that unique romantic gift that will have your lover like putty in your arms.

Pastoral Care – Presenting Everyone Mature In Christ

One indicator of spiritual maturity is how we deal with trials. With cogent though jarring eloquence James says,

My brothers and sisters, whenever you face trials of any kind, consider it nothing but joy, because you know that the testing of your faith produces endurance; and let endurance have its full effect, so that you may be mature and complete, lacking in nothing. (James 1:2-4 NRSV)

There is something in James’s imperative that resonates with any believer who has embarked with enduring perseverance on their trials. Pastoral care can be seen as a coming alongside, much as we imagine the paralete does, where persons we journey with are warned, taught, and ultimately, presented: every person! Colossians 1:28 calls us to evangelise every person, to educate every person, and to edify every person. We are to reach out to everyone, help them know God’s truths, speaking into their lives. We are called to a life not of self-pity, but of self-scrutiny of motive-especially of service.

We can know, in the final analysis, that the example of the cross is our way toward experiencing the resurrection life of Jesus. This embodies our teaching and our example. And, within the cross-beared life, it is also fundamental that the mature are Spirit-filled persons. The mature person will soon be asked to lead if they are not already. Only Spirit-filled people should lead Christ’s church. Hence, being spiritually mature and Spirit-filled ought to be thought of mutually inclusive. And there will be the fruit of love in the Spirit-filled, spiritually mature person; a love that insists not on thinking about love, but on acting in loving ways. There, I find, an elegant yet unsophisticated simplicity in love. There is no wiggle room. The surrendered soul acts simply as God intends. It is obedience without thought. To be presented perfect on the final day is to approach life now so as to enter through the narrow gate of Matthew 7:13-14, now! Acting as if time is up, we strive more for the Kingdom, more and more. Our striving ought to be to the allegiance of Christ and his teaching, of perfection and imitation of the Father, notwithstanding its seeming unattainability.

The Greek teleios aligns perfection with completion with full development, or to be unblemished and whole. And that is God’s will for us all: that the pastoral care we might all benefit from would take us further on the trajectory of discipleship; further, and onward, unto perfection.

There is incredibly great value in living the spiritual life. When we order our private world, we stand to gain the prize of life that God is ever calling us to. The pastoral care function is primary and basic in delivering persons to the deeper experience of the spiritual life. I see that pastoral care and discipleship are interwoven processes aiming toward the end of maturation, where we may all be presented perfect in Christ.

© 2015 S. J. Wickham.